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How Do Insurance Companies Decide When To Declare Your Car a Total Loss?

How Do Insurance Companies Decide When To Declare Your Car a Total Loss?

Lifestyle, Financing · 8 min read

· 8 min read

Learn how insurers decide when a car is totaled, from Actual Cash Value (ACV) and repair costs to state thresholds, salvage titles, and safety rules.

A loan statement with a red "paid" stamp on it.

Can I Pay Off My Auto Loan Early?

Can I Pay Off My Auto Loan Early?

Financing, Buying · 6 min read

· 6 min read

Paying off a car loan early can save money by avoiding interest payments. But it’s not always the best move. Here’s how to decide if you should.

Close-up of a car buyer signing purchase and loan paperwork.

New Tax Break Lets Buyers Deduct Auto Loan Interest

New Tax Break Lets Buyers Deduct Auto Loan Interest

Auto News, Financing · 5 min read

· 5 min read

U.S. taxpayers can now deduct the interest paid on some auto loans when they file their annual tax return. Here’s what you need to know.

Overhead view looking down on numerous hundred-dollar bills on a table

Can I Buy a Car Online With Cash? Here’s How (and Why You Might Want To)

Can I Buy a Car Online With Cash? Here’s How (and Why You Might Want To)

Financing, Buying · 6 min read

· 6 min read

Want to buy a car online and pay cash? You definitely can, but make sure you understand the process and its pros and cons.

Illustration of a downward-trending graph on a computer, with an arrow pointing down behind it.

What Does a Federal Reserve Rate Cut Mean for Auto Loans?

What Does a Federal Reserve Rate Cut Mean for Auto Loans?

Auto News, Financing · 3 min read

· 3 min read

In good news for car buyers, Federal Reserve interest rate cuts could lead to a drop in auto loan rates.

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